540-266-3074
434-473-6244
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Short-Term Rental Insurance for Smith Mountain Lake

Smith Mountain Lake is beautiful during tourist season, but the rest of the year, they can fall victim to hail, thunderstorms, wind, and snow. That’s why it’s important for short-term rental owners to protect their properties with short-term rental insurance.

Short-Term Rental Insurance Quotes in Moneta, VA

M.L. Sutphin Insurance agents work with Loudon Mutual, a carrier with a product uniquely applicable to short-term rental properties in Virginia. Agents will happily provide quotes for short-term rental insurance packages that include a variety of products, including liability insurance, business interruption coverage, and equipment breakdown insurance.

 

We review every step of developing a short-term rental insurance policy, highlighting the differences between short-term rental policies and traditional rental insurance policies or homeowner’s insurance policies. Our quotes include all requested options, and our agents provide information on what types of coverage could benefit you.

 

Insuring Lake Houses, Docks, and Contents on Smith Mountain Lake

M.L. Sutphin Insurance Agency’s network of carriers provide policies that insure your lake house for replacement cost for dwelling, structures, and contents, and provide coverage for docks. Our carriers also offer up to $1 million in liability coverage for your weekly rental homes.

In addition to standard short-term rental insurance coverages, M.L. Sutphin Insurance Agency works with carriers that can provide sewer and drain backup insurance (per building).

M.L. Sutphin—Treating Out of State Short-Term Rental Owners like Locals

We have many out of state clients that work with our agency because their local agents don’t offer policies that apply to short-term rentals in Virginia. We treat these clients with the same care and attention as we treat our local clients.

If you’re interested in discussing a short-term rental policy, please speak to an agent or request a quote today.

Additional Resources

M L Sutphin Insurance Agency, Inc. - Smith Mountain Lake

16483 Moneta Road

Moneta, VA 24121

Main office: 540-266-3074
Fax: 866-513-4797

Office Hours:

Mon: 9:00 AM - 4:00 PM
Tues: 9:00 AM - 4:00 PM
Wed: 9:00 AM - 1:00 PM
Thurs: 9:00 AM - 4:00 PM
Fri: 9:00 AM - 4:00 PM
Sat: Closed
Sun: Closed

M L Sutphin Insurance Agency, Inc. - Forest

17869 Forest Road

Forest, VA 24551

Main office: 434-473-6244
Fax: 866-513-4797

Office Hours:

Mon: 9:00 AM - 4:00 PM
Tues: 9:00 AM - 4:00 PM
Wed: 9:00 AM - 1:00 PM
Thurs: 9:00 AM - 4:00 PM
Fri: 9:00 AM - 4:00 PM
Sat: Closed
Sun: Closed

Our Providers

Testimonials

Accommodating, professional, helpful, and quick. Very comfortable experience and I was impressed by their capabilities. Highly recommended.
Brad M.
I feel lucky to have found an agent willing to provide this level of service. No need to look anywhere else!
Michelle D.
Over the years we’ve never once had to worry about our coverage. My husband and I are long-time customers and proud to be.
Carol S.
Surprisingly flexible and in-touch with my needs as a small business owner. Can’t ask for more.
Spencer F.
They have strong ties with the community, and it shows. It’s nice to do business with people that really show they care about you and your family.
Susan T.