540-266-3074
434-473-6244
internet phone service

Equine Insurance

Live to Ride

You’ve spent time training, taking care of, and most likely competing with your horse. And as a proud owner, it is up to you to ensure its safety and well being. Since your horse represents both a financial and emotional investment, medical expenses can be costly.

An Equine Insurance policy from M L Sutphin Insurance Agency, Inc. provides coverage for a variety of costs and expenses related to the upkeep of your animal. Our policy options include:

  • Full Mortality and Theft – to insure your animals against death as a result of injury, illness, disease, humane destruction, transportation, or theft.
  • Major Medical Coverage* – to provide reimbursement for the cost of medical and surgical bills caused by accident, sickness, or disease.
  • Loss of Use – for compensation in the event your horse becomes totally and permanently unable to perform the duty for which it was insured.
  • Stallion infertility – for coverage in the event your stallion becomes permanently incapable of producing offspring due to an accident, illness, or disease.

Finding the right coverage options for your horse does not have to be difficult. At M L Sutphin Insurance Agency, Inc., one of our insurance specialists can help educate you on the different coverage options and rates available for your special animal, and together you can build the perfect policy that fits the needs of you and your horse.

*Major Medical Coverage is an addition to the Full Mortality policy and cannot be purchased alone.

M L Sutphin Insurance Agency, Inc. - Smith Mountain Lake

16483 Moneta Road

Moneta, VA 24121

Main office: 540-266-3074
Fax: 866-513-4797

Office Hours:

Mon: 9:00 AM - 4:00 PM
Tues: 9:00 AM - 4:00 PM
Wed: 9:00 AM - 1:00 PM
Thurs: 9:00 AM - 4:00 PM
Fri: 9:00 AM - 4:00 PM
Sat: Closed
Sun: Closed

M L Sutphin Insurance Agency, Inc. - Forest

17869 Forest Road

Forest, VA 24551

Main office: 434-473-6244
Fax: 866-513-4797

Office Hours:

Mon: 9:00 AM - 4:00 PM
Tues: 9:00 AM - 4:00 PM
Wed: 9:00 AM - 1:00 PM
Thurs: 9:00 AM - 4:00 PM
Fri: 9:00 AM - 4:00 PM
Sat: Closed
Sun: Closed

Our Providers

Testimonials

Accommodating, professional, helpful, and quick. Very comfortable experience and I was impressed by their capabilities. Highly recommended.
Brad M.
I feel lucky to have found an agent willing to provide this level of service. No need to look anywhere else!
Michelle D.
Over the years we’ve never once had to worry about our coverage. My husband and I are long-time customers and proud to be.
Carol S.
Surprisingly flexible and in-touch with my needs as a small business owner. Can’t ask for more.
Spencer F.
They have strong ties with the community, and it shows. It’s nice to do business with people that really show they care about you and your family.
Susan T.